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PCI Pal Glossary

AI Bot-Based Payments

AI bot-based payments refer to transactions facilitated by automated bots that use artificial intelligence to process payment requests securely and efficiently. These bots can operate across digital channels such as messaging platforms or voice assistants, enabling customers to complete purchases without manual data entry.

By integrating encryption and tokenisation, AI bot-based payments help businesses reduce fraud risk and maintain PCI DSS compliance, while offering a frictionless, conversational payment experience for end users.

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