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Pay by Bank

A new digital payment method from PCI Pal to solve the most common payment problems merchants face today, including processing costs, fraud, chargebacks, and refund delays.

Pay by Bank

THE MOST SECURE PAYMENT METHOD FOR CONTACT CENTRES AND CUSTOMERS

Open banking payments are quicker, easier, and inherently more secure than traditional card or bank transfer payments.

Customers simply connect their mobile banking app through a ‘pay by link’ URL to make a payment directly or to receive refunds instantly. Using open banking technology, Pay by Bank facilitates secure and seamless account-to-account (A2A) transactions between the customer and merchant – making it ideal for contact centre payments.

THE BENEFITS OF PAY BY BANK
  • Minimises costs derived from PSP processing costs, fraud and chargebacks
  • Increases sales by improving customer experience with a simpler payment process
  • Improves security with direct bank transactions and instant settlements and refunds

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